Financing Center
Finance or Lease a Used Vehicle at Ellis Automotive
Yes, leasing a used vehicle is possible at our car dealership in Lyndora, PA. That's just an added benefit of shopping with Ellis Automotive, your used-car experts in PA. We'll show you how easy it is to lease or finance your favorite vehicle in a few quick steps. Get ready to get in the driver's seat of a used car that's like new in every way-except for what you pay!
How Can I Lease a Used Vehicle at Ellis Automotive
Most certified pre-owned vehicles in our inventory are available for lease deals. Once you browse our inventory and find the model you want, you can contact us for information on available lease options. You might ask yourself, "Why would I want to lease a used vehicle?" Here's why leasing is such an attractive alternative to financing.
- Lower Monthly Payments: You won't pay the entire depreciation of the vehicle, so the payments are less expensive each month
- No Long-Term Commitment: Leasing gives you more flexibility to drive what you want, when you want. Enjoy the newest features of your favorite model every two years (or so)
- Full Warranty Coverage: Your vehicle will likely have remaining coverage left on the original warranty. That's fewer worries about out-of-pocket repair expenses down the line.
Used Car Financing: The Way to Go at Ellis Automotive
Financing a used car in Lyndora, PA, is easy with Ellis Automotive. That's because we work with multiple lenders, both locally and nationally, to give you an excellent financing option. Are you in a tough position with your credit? That's ok. We have second-chance lending opportunities with subprime banks. Do you have Good credit? Watch us secure low-APR financing and find a great deal on your car. Already have an offer from your current bank? Let's see if we can find a better solution for you. Put us to the test at Ellis Automotive. Here are some of the advantages of financing:
- Solutions for All Credit Types: While leasing favors those with good to excellent credit, financing opens the door for all credit types
- Freedom to Customize: When you finance a vehicle, you can customize it as you please. Tint the windows, exchange the wheels-create a vehicle that matches your personality
- Payment Flexibility: You can shorten your term for a lower APR or stretch your term for a lower payment. It's a good way to match your budget.
Get Pre-Approved Today
We always tell our customers one thing-get the pre-approval out of the way so you can avoid any potential disappointment in the buying process. The last thing we want is for you to fall in love with one of our used cars only to realize you can't get the payment you want.
Avoid the Let Down
With your quick pre-approval, you'll know how much you can afford upfront. That way, you won't fall head over heels for a car that's just out of reach. Avoid disappointment with your quick online pre-approval. If you have at least 10 minutes, you'll have an answer so you can shop confidently within your budget.
Dozens of Used Vehicles for Less at Ellis Automotive
With your pre-approval in one hand, you're just a few clicks away from finding the vehicle you want. You can filter your search to include certain brands, features, and, of course, the almighty price range that matches your budget. From there, you'll find dozens of options from attractive automakers across the board. From luxury brands like Lexus, Audi, and BMW to sedans and SUVs from automakers like Nissan, Hyundai, Honda, and Dodge, you can't go wrong when you shop pre-owned at Ellis Automotive-home of late models for less.
Ellis Automotive
Are you ready to lease or finance a used car in Lyndora, PA? Contact Ellis Automotive or stop by our used car dealership when you're in the area. We have cars like new in every way except for what you pay.
Frequently Asked Questions
Leasing offers short-term contracts and the ability for you to enjoy new vehicles almost at will. Here are a few reasons shoppers choose to finance rather than lease.
- Lower Monthly Payments: Since you won't pay the entire depreciation, your payments will be lower
- Short-Term Contracts: Without the long-term commitment, you're free to drive a new vehicle every two years or so
- Warranty Coverage: Your vehicle will always have coverage with the initial factory warranty
- No Negative Equity: When you lease a vehicle, the leasing bank takes the equity hit, leaving you free from any additional charges
From our experience, lessees generally have a few of the following things in common:
- They Don't Want to Customize their Vehicle: Since the car doesn't technically belong to you, the vehicle must remain as is throughout your lease
- They Have Good or Excellent Credit: The higher your score, the more likely you are to receive a lease approval
- They Don't Travel Long Distances: Since leasing usually includes strict mileage limits, they generally work from home, or they keep most of their commutes local
Financing is generally the easiest way to get in the driver's seat of a new or used car. All credit types are welcome to apply, and terms are easier to find. Here are a few benefits:
- Available for all New and Used Vehicles: You can expand your search to any market Easier to Get Approved: Since we have prime and subprime financing available, you'll have better odds to land a deal
- No Mileage Limits: You can take your car wherever you want, as often as you want
Financing brings in customers from all credit profiles. In addition to that, here are a few things our finance customers have in common:
- They Want to Customize Their Vehicle: Tint the windows, change the wheels, change the paint—it's all up to you
- They Don't Mind Buying Pre-Owned: Financing gives you more options
- Rebuilding Credit: Many of our customers utilize our second-chance lending opportunities to finance their vehicles
That depends on how much your vehicle costs. A good rule of thumb is a 10 percent down payment. If you find a bargain vehicle, your down payment can be even lower. However, if you need assistance with your down payment, we may have other options we can negotiate with you.
We work with multiple lenders to deliver prime financing rates and second-chance lending opportunities for all of our customers. We make the process short and sweet, which is why so many people head to our dealership when they need a new or used set of wheels. Complete your auto application online and see what we can do for you today.
That depends on your credit profile. In most cases, we can find a deal without a cosigner. Still, if we aren't able to secure favorable terms, it would help to have a cosigner on standby.
Yes, you can trade your vehicle with us even if you have negative equity. We oftentimes provide trade assistance programs that help you get the most for your vehicle. Maximize your trade value with Ellis Automotive.
You can trade your vehicle whenever you'd like. However, you'll want to take your current loan balance into account (if applicable). If you owe more than your vehicle is worth, you'll have negative equity. If you paid cash for it and have the title, you can proceed with no holdups. You may want to wait a day or two after you buy to give the paperwork a chance to go through. If you purchased your vehicle from our dealership, let us know why you want to trade it back. If it's within a certain window, we may be able to discuss a simpler way to approach it.
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Ellis Automotive
420 Hansen Ave
Lyndora, PA 16045
- Sales: (724) 285-5896
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